This article will be the first in a 3-part series about buying cars with bad credit. Here, we tackle the what you need to do before you buy a car—primarily, that you successfully apply to and are approved for an auto loan at a decent interest rate. … [Read more...]
Use Your Tax Refund to Build Credit
Another new year, another round of tax refunds—everybody’s favorite topic! The average tax refund check is around $3,000 which is enough for a shopping spree, a week’s vacation, or (even better) a higher credit score. Obviously, this last course … [Read more...]
What’s the Difference Between a Hard Pull and a Soft Pull?
3 Credit Resolutions to Make this New Year’s Eve
New Year’s Eve is right around the corner, and with every new year comes a new set of goals or resolutions. So if you’ve written “Get Out of Debt” or “Improve My Credit Score” on a post-it note somewhere and can’t think of how to do it, here … [Read more...]
Faking Facebook: Recognize Social Media Scams
Social media is a great way to connect with friends, family, and limited discounts. Marketers and advertisers understand that most of your online activity is being relegated to sites like Twitter and Facebook, and they’re happy to crash the party … [Read more...]
Protect Your Credit While Online Shopping
The holiday season is a great time for shoppers, and an even better one for scammers. Thieves know that consumers are on the lookout for the best deals, and they are more than willing to take advantage of your enthusiasm. Be wary of any suspicious … [Read more...]
How to Improve Credit After a Foreclosure
<< Previous Post: Protect Your Credit on Black FridayNext Post: Protect Your Credit This Holiday Season >> … [Read more...]
Protect Your Credit on Black Friday
Black Friday is back folks, and so is its younger, savvier sibling, Cyber Monday. Are you prepared for the crowds? The slow internet speed? How about identity theft? Black Friday and Cyber Monday are some of the best days of the year to use your … [Read more...]
How to Prevent Bad Credit in a Divorce
Ok, so good news first: divorce does not directly affect your credit, let alone harm it. For all the personal information your credit reports contain, they don’t list your marital status. Address? Yep. Social Security number? You got it. Remember … [Read more...]
Building Credit in College
Crazy as it sounds, your credit score may have more of an impact on your life than your college degree. Sure, on average, college graduates make $1 million more over their lifetimes than people who stopped at their high school diploma, but to make … [Read more...]
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