3 easy ways to build credit fast are a must. Whether you’re buying a home, a car, or going back to school, you’ll probably need a loan which means you’ll definitely have to worry about your credit score. If you have a high credit score (700 or … [Read more...]
5 Essential Questions to Ask Before Refinancing Student Loans
Paying off student loans is never a pleasant process, especially if you have a high interest rate, loan life, or monthly payments. Just ask the 44 million debtors in America who owe over $1.48 trillion in student loan debt. As depressing as those … [Read more...]
Credit Card Traps
According to the seemingly-innocent envelope sitting on your kitchen table, you’ve been pre-approved for a new credit card. The bold type, flashy colors, and excited exclamation points lure you into a daze. You are The Chosen One. Obviously, the … [Read more...]
How Student Loans Affect Your Credit Score
At over $1.4 trillion, student loan debt in America is right up there with mortgage debt in the category of Things We Wish We Could Live Without. However, if you have a student loan or are considering applying for one, don’t be scared off by … [Read more...]
Building Credit With a Secured Credit Card
Whether you’re new to the soul-sucking credit realities of adulthood or simply trying to improve a bad credit score, you might want to check out a secured credit card. 1. What is a secured credit card? These specialized cards, great for building … [Read more...]
Building Credit in College
Crazy as it sounds, your credit score may have more of an impact on your life than your college degree. Sure, on average, college graduates make $1 million more over their lifetimes than people who stopped at their high school diploma, but to make … [Read more...]
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