If you don’t have enough money to cover your tax bill come April 15th, don’t freak out. Late payments to the IRS only affect your credit score if you don’t address the issue within 30 days or more. The best thing to do is to speak with the IRS and … [Read more...]
3 Easy Ways to Build Credit Fast
3 easy ways to build credit fast are a must. Whether you’re buying a home, a car, or going back to school, you’ll probably need a loan which means you’ll definitely have to worry about your credit score. If you have a high credit score (700 or … [Read more...]
Building Credit With a Secured Credit Card
Whether you’re new to the soul-sucking credit realities of adulthood or simply trying to improve a bad credit score, you might want to check out a secured credit card. 1. What is a secured credit card? These specialized cards, great for building … [Read more...]
3 Things to Consider if You’re Denied a Mortgage
The most important thing to remember if you’ve been denied a mortgage is that you still have options. The world is not over, and neither is your quest to find a new home! According to the Mortgage Bankers Association, about 30% of purchasers who … [Read more...]
Buying a Car With Bad Credit: Applying for Auto Loans
This article will be the first in a 3-part series about buying cars with bad credit. Here, we tackle the what you need to do before you buy a car—primarily, that you successfully apply to and are approved for an auto loan at a decent interest rate. … [Read more...]
Use Your Tax Refund to Build Credit
Another new year, another round of tax refunds—everybody’s favorite topic! The average tax refund check is around $3,000 which is enough for a shopping spree, a week’s vacation, or (even better) a higher credit score. Obviously, this last course … [Read more...]
3 Credit Resolutions to Make this New Year’s Eve
New Year’s Eve is right around the corner, and with every new year comes a new set of goals or resolutions. So if you’ve written “Get Out of Debt” or “Improve My Credit Score” on a post-it note somewhere and can’t think of how to do it, here … [Read more...]
How to Improve Credit After a Foreclosure
<< Previous Post: Protect Your Credit on Black FridayNext Post: Protect Your Credit This Holiday Season >> … [Read more...]
How to Prevent Bad Credit in a Divorce
Ok, so good news first: divorce does not directly affect your credit, let alone harm it. For all the personal information your credit reports contain, they don’t list your marital status. Address? Yep. Social Security number? You got it. Remember … [Read more...]
Repairing Your Credit Score Starts With You
Nobody can repair your credit for you with some statistical mumbo-jumbo. In fact, any company which promises to improve your credit score for you overnight is probably acting illegally or misleading you, as the only way to improve your credit score … [Read more...]
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