More businesses than you realize look at your credit history. If you don’t know what’s reported on your credit report, you could be in for an unpleasant surprise. Checking your credit report once a year isn’t enough. Sure, you’ll see where you stand, but what happens the other 11 months of the year? Your credit […]
Make the best use of time in Quarantine
The Covid19 Pandemic has taken the world at storm. It is said to be a long-ridden crisis and we all know about the present and the after-math effects of it on economy and worldwide population. Prime Credit Advisors assure you with positivity and full support and request everybody to go through this blog and take […]
Why Prime Credit Advisors is the Best choice for you
Tell us something! When was the last time you checked the score? No not the game score and not even your grades. We are talking about the Credit Score! We all tend to miss on these scores at such a level that things turn vulnerable and we get panic thinking about if we can save […]
Why is your Credit Score Important to You?
It’s a busy life and there are so many important things that we tend to forget on a routine basis like wishing your best friend a happy birthday, an appointment with your dentist, car wash service or maybe improving a bad credit score? How important is it to realize that you have been missing on […]
Top 5 Tips on How to Improve Credit Score
A good Credit Score is the key to unlock all financial benefits or facilities offered by different financial institutes. It gives easy approval for credit cards and loans. It is often seen that bankers and other creditors look at your credit score to determine whether you are eligible for a loan or additional financing. In […]
5 Smart Ideas for Your Hard-Earned Tax Refund
Getting your tax refund check might be the biggest payday you get all year. When the money arrives, most people feel inclined to use it for a major purchase or take a luxury trip. But keep in mind: this money was yours all along. Getting a refund means you overpaid in taxes and are claiming […]
4 Ways Taxes Can Affect Your Credit
If you don’t have enough money to cover your tax bill come April 15th, don’t freak out. Late payments to the IRS only affect your credit score if you don’t address the issue within 30 days or more. The best thing to do is to speak with the IRS and negotiate an affordable payment option or […]
3 Easy Ways to Build Credit Fast
3 easy ways to build credit fast are a must. Whether you’re buying a home, a car, or going back to school, you’ll probably need a loan which means you’ll definitely have to worry about your credit score. If you have a high credit score (700 or higher), you’re more likely to receive low interest […]
5 Essential Questions to Ask Before Refinancing Student Loans
Paying off student loans is never a pleasant process, especially if you have a high interest rate, loan life, or monthly payments. Just ask the 44 million debtors in America who owe over $1.48 trillion in student loan debt. As depressing as those numbers look, at least you’re not alone! Millions of Americans are struggling […]
Credit Card Traps
According to the seemingly-innocent envelope sitting on your kitchen table, you’ve been pre-approved for a new credit card. The bold type, flashy colors, and excited exclamation points lure you into a daze. You are The Chosen One. Obviously, the credit card gods have singled you out as someone worthy of high rewards and low fees, […]
How Student Loans Affect Your Credit Score
At over $1.4 trillion, student loan debt in America is right up there with mortgage debt in the category of Things We Wish We Could Live Without. However, if you have a student loan or are considering applying for one, don’t be scared off by statistics! Student loans are annoying and frustrating and expensive, yes, […]
Building Credit With a Secured Credit Card
Whether you’re new to the soul-sucking credit realities of adulthood or simply trying to improve a bad credit score, you might want to check out a secured credit card. 1. What is a secured credit card? These specialized cards, great for building credit, require a down payment up-front, usually in the form of a cash […]
Buying a Car With Bad Credit: Applying for Auto Loans
This article will be the first in a 3-part series about buying cars with bad credit. Here, we tackle the what you need to do before you buy a car—primarily, that you successfully apply to and are approved for an auto loan at a decent interest rate. Before reading on, however, keep in mind that […]
Use Your Tax Refund to Build Credit
Another new year, another round of tax refunds—everybody’s favorite topic! The average tax refund check is around $3,000 which is enough for a shopping spree, a week’s vacation, or (even better) a higher credit score. Obviously, this last course is the one we suggest and probably the one you’re considering—why else would you be reading […]
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