How to Build Credit Score as a College Graduate: Tips and Strategies
Crazy as it sounds, your credit score may have more of an impact on your life than your college degree. Sure, on average, college graduates make $1 million more over their lifetimes than people who stopped at their high school diploma, but to make … [Read more...]
Fair Credit Reporting Act: Consumer Civil Rights and What You Should Be Aware Of
In 1970, the U.S. government passed the Fair Credit Reporting Act in order to protect consumers from willful or negligent inaccuracies on their credit reports. It seeks to promote the accuracy, transparency, and fairness of credit reporting by … [Read more...]
What’s a Credit Score? Importance of Regularly Monitoring Your Credit Reports
In the United States, a credit score is a statistical analysis of a person’s credit history used to determine their creditworthiness. It is represented by a numerical value between 300 and 850, with higher values correlating to better … [Read more...]
