Paying off student loans is never a pleasant process, especially if you have a high interest rate, loan life, or monthly payments. Just ask the 44 million debtors in America who owe over $1.48 trillion in student loan debt.

As depressing as those numbers look, at least you’re not alone! Millions of Americans are struggling to pay off their student loan debt, and millions more have already paid it off with smart savings strategies such as refinancing loans. In this article, we’ll be taking you through 5 essential questions to ask before refinancing your loans. [Read more…]