3 easy ways to build credit fast are a must. Whether you’re buying a home, a car, or going back to school, you’ll probably need a loan which means you’ll definitely have to worry about your credit score. If you have a high credit score (700 or … [Read more...]
5 Essential Questions to Ask Before Refinancing Student Loans
Paying off student loans is never a pleasant process, especially if you have a high interest rate, loan life, or monthly payments. Just ask the 44 million debtors in America who owe over $1.48 trillion in student loan debt. As depressing as those … [Read more...]
Credit Card Traps: How to Avoid Debt and Misleading Offers
According to the seemingly-innocent envelope sitting on your kitchen table, you’ve been pre-approved for a new credit card. The bold type, flashy colors, and excited exclamation points lure you into a daze. You are The Chosen One. Obviously, the … [Read more...]
How Student Loans Affect Your Credit Score
At over $1.4 trillion, student loan debt in America is right up there with mortgage debt in the category of Things We Wish We Could Live Without. However, if you have a student loan or are considering applying for one, don’t be scared off by … [Read more...]
How to Choose a Secured Credit Card: What to Look For
Whether you’re new to the soul-sucking credit realities of adulthood or simply trying to improve a bad credit score, you might want to check out a secured credit card. 1. What is a secured credit card? These specialized cards, great for building … [Read more...]
3 Things to Consider If You are Denied a Mortgage
The most important thing to remember if you’ve been denied a mortgage is that you still have options. The world is not over, and neither is your quest to find a new home! According to the Mortgage Bankers Association, about 30% of purchasers who … [Read more...]
5 Things You Should Know Before Applying for a VA Home Loan
If you don’t know about VA home loans, don’t be surprised. Despite being one of the best benefits available to veterans, only 6% of qualified veterans have used a VA home loan in the past six years. Many veterans worry that they don’t qualify for the … [Read more...]
Get your Credit Ready in Spring Season: Ideal Time to Buy or Sell a Home
Spring is a great time to buy and sell real estate because everybody else thinks it’s a great time to buy and sell real estate! Warmer weather encourages people to go outside more often and tour more homes, and the impending promise of summer and … [Read more...]
Tips to Save Money on High-Interest Auto Loans
This post is the second in the series Buying a Car With Bad Credit, discussing how to save money on a loan with a high interest rate. If you do not already have an auto loan, read the first post in the series: Securing an Auto Loan. Subprime … [Read more...]
How to Get an Auto Loan With Bad Credit Score
This article is the second in the series Buying a Car With Bad Credit, discussing how to avoid losing money on your auto purchase at the dealership. If you do not yet have an auto loan and would like to know how to secure one at a reasonable interest … [Read more...]
