Secured credit cards and personal loans are the perfect solution to start building a good credit history, particularly for those individuals who currently have bad credit, or no credit at all. With secured credit cards, your past credit history will not prevent you from getting approved. Also, your credit line is determined by the amount of your security deposit. Most importantly, secured credit cards as well personal loans in most cases report to all 3 major credit bureaus, which gives you the opportunity to start building good credit, with timely payments.
Capital Bank – OpenSkyR Secured Visa R Credit Card
- Build Your Credit fast with our monthly reporting to all 3 major credit bureaus
- Choose your credit line as low as $200 up to $3000, secured by a fully-refundable* security deposit
- Security deposit needs to be submitted before the credit card can be issued
- No credit check necessary and no checking account required; apply in less than 5 minutes
- Extra credit when you need it, increase your credit line up to $5000* in your first year
- *View our Cardholder Agreement located at the bottom of the application page for details of the card. Click the Apply Now button to get to the application page